Public Act . . . . . . . . . 104-0480
Summary
The bill adds a new Pet Insurance Article to the Illinois Insurance Code. It requires insurers to clearly disclose exclusions, waiting periods, and how claims are paid, and gives buyers a 30‑day window to return a policy for a full refund. It also separates wellness programs from insurance and sets limits on pre‑existing‑condition exclusions and waiting periods.
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