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HF 2185·IA·house

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.

Signed into LawFiled Jan 28, 2026
Sponsor: COMMITTEE ON COMMERCE
Latest Action

Signed by Governor. H.J. 1166.

May 15, 2026

Summary

The bill requires that any copayment, coinsurance, or deductible that could cause a member to lose eligibility for a Health Savings Account be applied only after the member has met their plan’s minimum deductible, except for preventive services. It applies to group and accident‑and‑health insurance plans that are qualified high‑deductible health plans. This protects consumers’ ability to contribute to HSAs while still receiving needed care.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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