EnactedFiled Jan 23, 2026
Sponsor: MCKELVEY
Latest Action
Act 256, on 07/14/2026 (Gov. Msg. No. 1358).
Jul 14, 2026
Summary
The bill requires insurance producers to notify homeowners every two years that they can submit information about any improvements made to their property. Insurers must use that information to recalculate the home’s replacement cost and, if the current coverage limit is lower, offer the homeowner the option to purchase additional coverage. Violations are subject to a $250 administrative fine.
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