Mandatory Human Reviews of Insurance Claim Denials

Summary

The bill would make Florida insurers use a qualified human professional to decide whether to deny a claim, and it would bar algorithms, AI or machine‑learning tools from being the sole basis for that decision. It also forces insurers to keep detailed records and to tell claimants who made the denial and that AI was not the only factor. The goal is to increase transparency and accountability in claim handling.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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