Chapter No. 2026-176; Companion bill(s) passed, see CS/CS/HB 1087 (Ch. 2026-130)
Summary
The bill creates a new licensing regime for entities that issue payment stablecoins, adds AML record‑keeping rules and sets strict reserve requirements. It applies to both in‑state issuers and out‑of‑state issuers that do business in Florida, while exempting certain federally‑approved issuers and peer‑to‑peer transfers. The goal is to bring Florida’s stablecoin oversight into line with the federal GENIUS Act and protect consumers from fraud and money‑laundering risks.
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