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B 26-0057·DC·house

Motor Vehicle Insurance Modernization Act of 2025

Signed into LawFiled Jan 13, 2025
Sponsor: Phil Mendelson (D)
Latest Action

Act A26-0358 Published in DC Register Vol 73 and Page 009230

Jul 3, 2026

Summary

The Motor Vehicle Insurance Modernization Act of 2025 updates the District’s compulsory auto‑insurance law by increasing the required liability limits to $50,000 per person and $100,000 per accident, and raising property‑damage coverage to $20,000. It also requires insurers to offer both underinsured motorist (UIM) and enhanced underinsured motorist (EUIM) coverage, eliminating the option to waive either. The changes aim to keep insurance protection in line with today’s medical and repair costs.

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