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SB 878·CA·senate

Insurance business practices.

VetoedFiled Jan 6, 2026
Sponsor: Sasha Pérez (D)
Latest Action

In Senate. Consideration of Governor's veto pending.

Sep 27, 2026

Legislative status

  1. Introduced
  2. In Committee
  3. Reported by Committee
  4. Floor Vote Scheduled
  5. Passed One Chamber
  6. Passed Both Chambers
  7. Vetoed
  8. Signed into Law

Summary

The bill forces insurance companies to act quickly on fire and residential property claims: they must acknowledge a claim within 15 days, decide to accept or deny it within 40 days, and pay any approved amount within 30 days. It also clarifies how actual cash value and replacement‑cost policies are calculated and limits insurers from adding extra deadlines, especially during emergencies. The rules apply to anyone holding fire or home insurance in California.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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Vote

55 yes

17 no

Assembly Rule 69(b)(1) suspended. (Ayes 55. Noes 17. Page 6296.) · Aug 21, 2026

Hearings

History

  1. Referred to Com. on INS.
  2. Read third time. Passed. (Ayes 29. Noes 6.) Ordered to the Assembly.
  3. In Assembly. Read first time. Held at Desk.
  4. Read second time. Ordered to third reading.
  5. From committee: Do pass. (Ayes 5. Noes 2.) (May 14).
  6. Set for hearing May 14.
  7. May 11 hearing: Placed on APPR. suspense file.
  8. Set for hearing May 11.
  9. Withdrawn from committee.
  10. Re-referred to Com. on APPR.
  11. Withdrawn from committee.
  12. Read second time and amended. Re-referred to Com. on APPR.

The 12 most recent of 21 recorded actions.

Sponsors

  • Sasha Pérez (D) · sponsor
  • Allen
  • Harabedian
  • Pérez

Bill text

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