Residential property insurance: loss estimate transparency.

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Vetoed
8. Signed into Law

Summary

The bill amends California law so residential fire insurers must provide policyholders any documents related to loss estimates—such as repair bids, appraisals, and loss calculations—within 15 days of request. It also obligates insurers to supply a free copy of the policy within 30 days after a loss and an annual free copy when no loss occurs. The aim is to give homeowners clearer, faster access to the information they need during a claim.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

Read third time. Passed. (Ayes 78. Noes 0. Page 6941.) Ordered to the Senate. · Aug 30, 2026

Hearings

• Appropriations Committee Hearing
  Appropriations · Aug 13, 2026
• Appropriations Committee Hearing
  Appropriations · Aug 5, 2026
• Insurance Committee Hearing
  Insurance · Jun 17, 2026
• Appropriations Committee Hearing
  Appropriations · May 14, 2026
• Appropriations Committee Hearing
  Appropriations · May 11, 2026

History

1. May 26, 2026Referred to Com. on INS.
2. May 20, 2026Read third time. Passed. (Ayes 35. Noes 0.) Ordered to the Assembly.
3. May 20, 2026In Assembly. Read first time. Held at Desk.
4. May 14, 2026Read second time. Ordered to third reading.
5. May 14, 2026From committee: Do pass. (Ayes 7. Noes 0.) (May 14).
6. May 12, 2026Set for hearing May 14.
7. May 11, 2026May 11 hearing: Placed on APPR. suspense file.
8. May 4, 2026Set for hearing May 11.
9. Apr 27, 2026Read second time and amended. Re-referred to Com. on APPR.
10. Apr 23, 2026From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 6. Noes 0. Page 4011.) (April 22).
11. Apr 10, 2026Set for hearing April 22.
12. Feb 11, 2026Referred to Com. on INS.

The 12 most recent of 14 recorded actions.

Sponsors

• Sasha Pérez (D) · sponsor
• Allen
• Pérez

Bill text

Opens the legislature’s own copy.

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