Home improvement loans: right to cancel contracts.

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Signed into Law

Summary

SB 784 would allow consumers who take out loans for home improvement projects to cancel those loan agreements. It targets both borrowers and lenders, aiming to give borrowers more flexibility and protection. The measure is intended to address concerns about high‑cost loan terms and consumer confusion.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

Read third time. Passed. (Ayes 27. Noes 2. Page 1379.) Ordered to the Assembly. · Jun 2, 2025

Hearings

• Appropriations Committee Hearing
  Appropriations · Aug 13, 2026
• Appropriations Committee Hearing
  Appropriations · Aug 29, 2025
• Appropriations Committee Hearing
  Appropriations · Aug 20, 2025
• Judiciary Committee Hearing
  Judiciary · Jul 15, 2025
• Banking and Finance Committee Hearing
  Banking and Finance · Jul 7, 2025

History

1. Aug 29, 2025August 29 hearing postponed by committee.
2. Aug 20, 2025August 20 set for first hearing. Placed on APPR. suspense file.
3. Jul 17, 2025Read second time and amended. Re-referred to Com. on APPR.
4. Jul 16, 2025From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 3.) (July 15).
5. Jul 8, 2025From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on JUD.
6. Jun 17, 2025June 23 hearing postponed by committee.
7. Jun 9, 2025Referred to Coms. on B. & F. and JUD.
8. Jun 3, 2025In Assembly. Read first time. Held at Desk.
9. Jun 2, 2025Read third time. Passed. (Ayes 27. Noes 2. Page 1379.) Ordered to the Assembly.
10. May 23, 2025Read second time. Ordered to third reading.
11. May 23, 2025From committee: Do pass. (Ayes 5. Noes 0. Page 1213.) (May 23).
12. May 16, 2025Set for hearing May 23.

The 12 most recent of 24 recorded actions.

Sponsors

• María Elena Durazo (D) · sponsor
• Allen
• Durazo

Bill text

Opens the legislature’s own copy.

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