Consumer debt: charged-off debts.

Summary

The bill bars debt buyers from selling or assigning a charged‑off consumer debt more than a year after it is charged off and requires the original creditor to notify the consumer of any such sale. It also shortens the period a debt buyer can sue to recover a charged‑off debt, prohibiting actions after the earliest of two years after a default notice, 90 days after charge‑off, or one year for debt buyers. The measure also states the Legislature’s intent to pursue future support for California’s avian health laboratory.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

April 22 set for first hearing. Failed passage in committee. (Ayes 1. Noes 2. Page 837.) Reconsideration granted. · Apr 22, 2025

Hearings

• Judiciary Committee Hearing
  Judiciary · Apr 22, 2025

History

1. Feb 2, 2026Returned to Secretary of Senate pursuant to Joint Rule 56.
2. Apr 23, 2025April 30 hearing postponed by committee.
3. Apr 22, 2025Set for hearing April 30 in B. & F.I. pending receipt.
4. Apr 22, 2025April 22 set for first hearing. Failed passage in committee. (Ayes 1. Noes 2. Page 837.) Reconsideration granted.
5. Apr 9, 2025Set for hearing April 22.
6. Apr 2, 2025Re-referred to Coms. on JUD. and B. & F.I.
7. Mar 24, 2025From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS.
8. Mar 12, 2025Referred to Com. on RLS.
9. Feb 24, 2025Read first time.
10. Feb 24, 2025From printer. May be acted upon on or after March 24.
11. Feb 21, 2025Introduced. To Com. on RLS. for assignment. To print.

Sponsors

• Hurtado · sponsor

Bill text

Opens the legislature’s own copy.

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