Enrolled and presented to the Governor at 2 p.m.
Summary
Starting July 1, 2027, California insurers must notify homeowners at least 90 days before a policy ends if they will renew, or at least 180 days if they will not renew or will cut coverage. The notice must include a clear, documented explanation of why, wildfire risk scores when relevant, and at least a 90‑day window (extendable to 180 days) for the homeowner to fix problems or supply information. Insurers also must report annually on nonrenewals and reductions, and the Department of Insurance will publish aggregated data.
AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.
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