Residential property insurance: nonrenewals.

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Enacted

Summary

Starting July 1, 2027, insurers must give homeowners at least 90 days’ notice of a renewal offer or 180 days’ notice of a nonrenewal, reduction or cancellation, and must include a clear explanation of the reason, wildfire‑risk scores and how the homeowner can fix the issue. Homeowners get a minimum 90‑day window (extendable to 180 days) to remediate or dispute the decision, and insurers must report annual policy data to the Department of Insurance. The law also bars insurers from denying coverage based on certain claim histories, inquiries, or roof age if an independent inspection shows sufficient remaining life.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

Read third time. Passed. (Ayes 63. Noes 11. Page 6994.) Ordered to the Senate. · Aug 31, 2026

Hearings

• Appropriations Committee Hearing
  Appropriations · Aug 13, 2026
• Appropriations Committee Hearing
  Appropriations · Aug 5, 2026
• Insurance Committee Hearing
  Insurance · Jun 24, 2026
• Insurance Committee Hearing
  Insurance · Jun 24, 2026
• Appropriations Committee Hearing
  Appropriations · May 14, 2026

History

1. Jun 1, 2026Referred to Com. on INS.
2. May 26, 2026Read third time. Passed. (Ayes 29. Noes 7.) Ordered to the Assembly.
3. May 26, 2026In Assembly. Read first time. Held at Desk.
4. May 18, 2026Read second time. Ordered to third reading.
5. May 14, 2026Read second time and amended. Ordered to second reading.
6. May 14, 2026From committee: Do pass as amended. (Ayes 5. Noes 2.) (May 14).
7. May 8, 2026Set for hearing May 14.
8. May 4, 2026May 4 hearing: Placed on APPR. suspense file.
9. Apr 24, 2026Set for hearing May 4.
10. Apr 23, 2026From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 2. Page 4012.) (April 22). Re-referred to Com. on APPR.
11. Apr 10, 2026Set for hearing April 22.
12. Mar 4, 2026Referred to Com. on INS.

The 12 most recent of 15 recorded actions.

Sponsors

• Ben Allen (D) · sponsor
• Allen
• Connolly
• Harabedian
• Pérez
• Schiavo
• Wiener

Bill text

Opens the legislature’s own copy.

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