Admitted insurers: residential property insurance.

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Signed into Law

Summary

Starting January 1, 2028, admitted insurers in California must not refuse to offer, sell, or renew residential property insurance for homes that meet state‑defined wildfire mitigation and hardening standards, and must provide coverage at least as broad as their most common policy. Insurers may still deny coverage based on non‑wildfire underwriting criteria and can seek a temporary waiver to refuse policies in specific areas if they demonstrate an overconcentration of risk. Repeated violations or stopping residential coverage to avoid the rule would trigger a five‑year suspension or revocation of the insurer’s authority to sell residential and automobile insurance.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

April 22 set for first hearing. Failed passage in committee. (Ayes 3. Noes 2. Page 4012.) · Apr 23, 2026

Hearings

• Insurance Committee Hearing
  Insurance · Apr 22, 2026

History

1. Apr 23, 2026April 22 set for first hearing. Failed passage in committee. (Ayes 3. Noes 2. Page 4012.)
2. Apr 10, 2026Set for hearing April 22.
3. Feb 26, 2026Referred to Com. on INS.
4. Feb 17, 2026From printer. May be acted upon on or after March 16.
5. Feb 13, 2026Introduced. Read first time. To Com. on RLS. for assignment. To print.

Sponsors

• Sasha Pérez (D) · sponsor
• McGuire
• Pérez

Bill text

Opens the legislature’s own copy.

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