Consumer debt: medical credit cards and medical debt.

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Signed into Law

Summary

The bill forces any entity that offers a medical credit card to tell consumers it is a credit card, disclose the APR, and obtain a signed acknowledgment. It also redefines "medical debt" and prohibits credit bureaus from including medical credit‑card purchases made at acute‑care hospitals, special hospitals, psychiatric hospitals, pharmacies, or certain providers in consumer credit reports. The goal is to keep medical credit terms transparent and prevent medical debt from damaging credit scores.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Vote

From committee: Do pass and re-refer to Com. on B. & F. (Ayes 12. Noes 4.) (April 14). Re-referred to Com. on B. & F. · Apr 15, 2026

Hearings

• Banking and Finance Committee Hearing
  Banking and Finance · Apr 23, 2026
• Health Committee Hearing
  Health · Apr 14, 2026
• Health
  Health · Apr 14, 2026

History

1. Apr 23, 2026In committee: Set, first hearing. Hearing canceled at the request of author.
2. Apr 22, 2026Measure version as amended on April 16 corrected.
3. Apr 20, 2026Re-referred to Com. on B. & F.
4. Apr 16, 2026From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
5. Apr 15, 2026From committee: Do pass and re-refer to Com. on B. & F. (Ayes 12. Noes 4.) (April 14). Re-referred to Com. on B. & F.
6. Apr 15, 2026Coauthors revised.
7. Apr 6, 2026Re-referred to Coms. on HEALTH and B. & F. pursuant to Assembly Rule 96.
8. Apr 3, 2026In committee: Hearing postponed by committee.
9. Mar 16, 2026Referred to Coms. on B. & F. and HEALTH.
10. Feb 21, 2026From printer. May be heard in committee March 23.
11. Feb 20, 2026Read first time. To print.

Sponsors

• Schiavo · sponsor
• Bonta
• Harabedian
• Mark González
• Sharp-Collins

Bill text

Opens the legislature’s own copy.

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