Chaptered by Secretary of State - Chapter 961, Statutes of 2026.
Summary
The bill narrows the definition of “distressed area” to only ZIP codes that overlap high or very‑high fire‑hazard zones and where at least 10% of the total residential homes (FAIR Plan plus voluntary market) are covered by the FAIR Plan. It directs the Department of Insurance to review, revise regulations and publish an updated list of these ZIP codes each year, with public input. The change aims to better target insurance support for California’s wildfire‑prone communities.
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