DCS; credit freeze; consumer reporting

Summary

The law obligates a caseworker to place a security freeze on a child’s credit or consumer record within 30 days of entering Department of Child Safety care, and extends the same protection to anyone under 16, incapacitated adults, or anyone with a court‑appointed guardian. Consumer reporting agencies must honor freeze requests from authorized representatives, cannot charge fees, and may only lift the freeze after proper identification or proof of authority is provided. The bill also sets enforcement options and lists specific exemptions for certain monitoring and fraud‑prevention services.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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